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Choosing a Medicare Advantage plan is a big decision

New Medicare Advantage options are coming in 2024

Get our New to Medicare guide for information to help you choose the right plan

Understanding Medicare

Behind every member, every call, and every interaction is an individual with a unique need. We recognize this and respond with real understanding every time. We want to be your companion — in any way we can. We can help you understand the different parts of Medicare, the costs, enrollment period, and more.

caring hands

What is Medicare?

Medicare is a federally managed health insurance program providing coverage for people 65 and older and those with qualifying disabilities.

home insurance

How much does Medicare cost?

Medicare can cover a lot of health expenses! How much you pay depends on what kind of coverage you choose.

services

When should you enroll?

You should enroll in Medicare when you first become eligible: when you turn 65, when you retire, or due to a disability.

Medicare Advantage that goes the extra mile

Working at 65
and beyond

Are you or your spouse working at 65? There are a few things you should know.

Ten ways
to walk more
each day

Walking is one of the best ways to meet your exercise goals. It doesn’t require any special equipment, and nearly everyone can do it.

Know your
heart health

Heart tests can help you and your doctor better understand your risk for heart disease. Here are three tests you should know about.

Still Have Questions?

Contact Us

Critical Illness and Cancer Insurance

Critical Illness Insurance: Providing Security When You Need It Most

Critical Illness insurance plans offer a crucial financial safety net by providing a lump sum cash payment to the insured upon the diagnosis of specific critical illnesses. These plans are designed to ease the financial burden associated with serious health conditions and can offer the following benefits:

  1. Immediate Financial Support: Upon diagnosis of a covered critical illness, you receive a lump sum payment. This payment is typically made shortly after a medical professional confirms the diagnosis, providing you with immediate financial support.

  2. Flexibility: The lump sum payment is yours to use as you see fit. You can use it to cover medical expenses, such as hospital bills, treatments, and medications. Additionally, you can use the funds to address non-medical expenses, such as mortgage or rent payments, childcare costs, or daily living expenses.

  3. Coverage for Specific Conditions: Critical Illness insurance policies define a list of specific critical illnesses or medical conditions that are covered. Common conditions may include heart attack, stroke, cancer, organ transplant, and more. The coverage varies between policies, so it’s essential to review the policy terms to understand which conditions are included.

  4. Peace of Mind: Having Critical Illness insurance in place provides peace of mind for you and your family. It ensures that you have a financial safety net when facing a severe illness, allowing you to focus on your health and recovery without worrying about the financial impact.

  5. Complement to Health Insurance: Critical Illness insurance complements your existing health insurance coverage. While health insurance covers medical treatments, Critical Illness insurance helps with additional financial needs, such as home modifications, transportation, or alternative therapies.

  6. Survivor Benefits: In some cases, Critical Illness insurance policies may offer survivor benefits. If the insured person passes away due to a covered critical illness, the policy may provide a benefit to their beneficiaries or loved ones.

Overall, Critical Illness insurance is a valuable tool for managing the financial challenges that arise from a severe medical diagnosis. It offers financial security and flexibility during a challenging time, allowing you to make choices that are in the best interest of your health and well-being.

Cancer Plans

Cancer is a widespread and life-altering disease, and a cancer diagnosis can bring about a range of unforeseen expenses beyond medical care. A specified Cancer Plan offers a valuable solution by providing immediate cash benefits to help individuals and their families manage the financial challenges associated with cancer. Here are some of the key benefits of a specified Cancer Plan:

  1. Travel and Lodging Expenses: Cancer treatment often involves visits to specialized medical centers and consultations with healthcare professionals who may be located out of town or even out of state. These trips can result in significant travel and lodging expenses. A Cancer Plan helps cover these costs, ensuring that individuals can access the necessary care without worrying about the financial burden.

  2. In-Home Professional Care: Some cancer patients require in-home professional care, which can include nursing services, home health aides, or physical therapists. These services are essential for recovery but can be costly. A Cancer Plan provides financial support to cover the expenses associated with in-home care.

  3. Loss of Income: When a cancer diagnosis forces a patient or their caretaker to take time off work, it can lead to a loss of income. This financial strain can be challenging to manage, especially when medical bills are piling up. A Cancer Plan offers financial protection by providing income replacement benefits during periods when individuals are unable to work due to their illness or caregiving responsibilities.

  4. Coverage for Experimental Treatments: Some cancer patients may consider or be recommended for experimental or innovative treatments that are not covered by their health insurance policy. A Cancer Plan can help cover the costs of these treatments, giving individuals access to potentially life-saving options.

By offering immediate cash benefits, a specified Cancer Plan aims to alleviate the financial stress that often accompanies a cancer diagnosis. It provides individuals and their families with the financial flexibility needed to focus on their health and well-being during a challenging time.

You may also call 8643962681  to speak to an agent. Requesting a quote is not a guarantee of coverage. All coverages are subject to the terms, conditions, and exclusions of the actual policy issues. Not all policies or coverages are available in every state. 

“Insurance Corner has consistently been my preferred insurance agency for both personal and business insurance needs. Their expertise in commercial insurance played a pivotal role in securing the perfect policy for my business at a competitive rate. Their dedication to their clients is truly commendable.”

Local Agent. National Support.

You have the advantage of working with a local, independent agent who resides in your community and understands you on a personal level. Simultaneously, this agent is supported by a reputable national firm with nearly 35 years of service in the Southeast. This means you don’t have to make a choice between a personal connection with