Max Funded IUL
Tax-free retirement
income. Market gains.
Zero losses.
A Max Funded IUL builds tax-free cash value linked to the market — with a floor so you never lose. Then access it tax-free in retirement. No 401(k) limits. No RMDs. No taxes.
Tax-free withdrawals
0% market loss floor
No contribution limits
IUL vs. 401(k) Comparison
Tax on withdrawals
✅ Tax-free
❌ Taxed as income
Contribution limit
✅ No limit
❌ $23,000/yr cap
Early withdrawal
✅ No penalty
❌ 10% penalty
Market loss protection
✅ 0% floor
❌ Full market risk
Required distributions
✅ None
❌ At age 73
Life insurance included
✅ Yes
❌ No
0%
Market loss floor
5–8%
Avg historical return
100%
Tax-free withdrawals
Free
Personalized illustration